FINANCIAL STRESS AND QUALITY OF LIFE AMONG TEACHERS IN PAKISTAN: A CORRELATIONAL STUDY
Keywords:
Correlational, Financial Stress, Pakistan, Quality of Life, Teacher Welfare, TeachersAbstract
This study explores the relationship between financial stress and quality of life among teachers in Pakistan. A quantitative correlational design was employed, with data collected from 150 teachers working in schools, colleges, and universities. Financial stress was measured using the Appraisal of Personal and Relative Financial Stress Scale (APR-FSS), while quality of life was assessed through the WHOQOL-BREF. Descriptive results indicated that participants experienced moderate levels of financial stress but reported relatively high levels of quality of life. Pearson correlation analysis revealed a strong negative association between financial stress and quality of life (r = –.70, p < .001). These findings underscore the critical role of financial well-being in shaping teachers’ overall quality of life and highlight the need for policy reforms, institutional support, and further research aimed at enhancing teacher welfare in Pakistan.
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Copyright (c) 2026 Huma Tariq, Mahnoor Nisar, Laraib, Mehak Hamid, Sawaira Abbas, Misbah (Author)
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